Tiffany Dow asked: As the economy continues to go through major upheaval, banks are becoming increasingly reluctant to loan money – even to each other! The lending boom in which banks and lending institutions loaned money indiscriminately has led to a huge rise in home foreclosures, financial upheaval, and near disaster.The $700 billion bailout has [...]
K.M. Aguglia asked: Contrary to popular belief, there are no shortcuts to raising your credit score. But there are ways to insure that you are raising it in the fastest manner possible. Read on!1. Order your credit report from all three credit bureau’s (Experian, Equifax, and TransUnion). The reason for getting all three is that [...]
Gary Gresham asked: Understanding credit report scores is important when you see your credit report because you need to be able to make some sense of it.Your credit score is used by anyone loaning you money such as credit card companies, home loan lenders, auto loan lenders and finance companies. They all use your credit [...]
Michael H asked: The debt collector called me many times a day. Then they started calling my mom’s house, and my brother’s house. They demanded a payment…if I didn’t give them the amount they came up with over the phone, they threatened to sue me. I asked them to cease and desist, but they kept [...]
Chane Steiner asked: In order to clear your record of a negative rating, you must first check the credit report for any inaccuracy or see if it has been verified by the credit company. You may be surprised how often information in your credit report has not passed through careful scrutiny and how much of [...]