Question by A: How does an equifax online dispute w/ creditors actually work?I’ve heard different things..make it simple for me, please. Okay, say I dispute a neg. credit on my report&Equifax investigates.IF the company that filed a negative report doesn’t get back within a certain time limit confirming, is it erased? Eradicated? Or after a [...]
Marc Marseille asked: A 3 credit bureau report can be useful for various reasons. There are 3 key credit bureaus: Experian, Equifax, and TransUnion, and each of them have their own knowledge about your credit, so to obtain a good credit score, you need all three.Several financial institutions require a good score with all 3 [...]
Mike Clover asked: Your credit score report can be affect by more than your available credit history. We talk about how credit cards, mortgages, car loans, and any type of loan that reports to all 3 credit bureaus will affect your credit score. We don’t always talk about utility companies and how they can have [...]
Jared Wright asked: Taking a peek into your credit bureau report is like looking into your school evaluation. It holds pertinent information about your financial activities. The facts contained on your credit report are provided by creditors. The credit report also includes public records. This document gives financial agencies or institutions a picture of how [...]
Debbie Dragon asked: There are attorneys and credit repair “clinics” that claim to be able to remove negative items from your credit file. The service is costly, with some providers charging up to $3,500. It sounds great, in theory, because what’s a few thousand dollars for repaired credit? The trouble with this service is consumer’s [...]