Hector Milla asked: Less than 1% of U.S. resident have a perfect rating. If this is your goal, you need a FICO score of 850.Agencies assign scores based your financial history. In particular, they evaluate how many accounts you have, the type of debts you owe, the age of your accounts, frequency of late payments, [...]
Hector Milla asked: Many people are very worried about their financial situations right now. The recession has made it very hard for many thousands of people to stay employed. The people who are lucky enough to have jobs are still being burdened by the fact that their paychecks are being cut by a percent and [...]
Grand Master B asked: I have been trying to clean up my credit and I have had a lot of luck doing so. Most of the debts have been deleted from my credit report except for a few. But one debt collector has been particularly difficult. Asset acceptance says I owe over a thousand dollars [...]
Grand Master B asked: I have been trying to clean up my credit and I have had a lot of luck doing so. Most of the debts have been deleted from my credit report except for a few. But one debt collector has been particularly difficult. Asset acceptance says I owe over a thousand dollars [...]
B asked: My lowest score of the three bureaus is 590…which is basically very bad…… The main thing that drove down my score is late payments to my credit card 90 days late and one for 120 days late…. I also had a couple of things go into collections, which I payed off entirely along [...]