Grand Master B asked: I have been trying to clean up my credit and I have had a lot of luck doing so. Most of the debts have been deleted from my credit report except for a few. But one debt collector has been particularly difficult. Asset acceptance says I owe over a thousand dollars [...]
devisissy asked: There are five 11 year old debts on all three of my credit reports. Default dates are past the 7 year mark. I’m surprized they have not come off my credit report. What do I do to get them off? Do I write the credit bureau or the collection agencies? Also I noticed [...]
Kimberly B asked: I have heard this often. That you can send registered letters denying the debts one by one to the three credit reporting bureaus and if they didn’t provide proof of the debts within 30 days or something that they had to remove the debts. Everything except judgements. Is this true? If so, [...]
Ashley asked: I am in the process of buying a house and previously I had two debts on my credit report – that was it. So I basically had no credit. I paid one the other day and I called to pay the other and they said I paid it in 2005, but for some [...]
Liz Roberts asked: When applying for credit or taking out a loan, the first thing that your creditor will do is to check your credit report. Based on your credit report, a lender can either grant you an approval or reject your application. For this reason, everyone is advised to personally check on their credit [...]