Chane Steiner asked: Collection accounts are typically seriously past due accounts that have been assigned to an attorney or collection agency. A collection agency is usually hired after a company has made multiple attempts to collect money that they believe is owed to them. Collection accounts can remain on your credit report for 7 years [...]
oOPersephoneOo asked: I have an old debt account from an original creditor that went into delinquency in 2002. My date of last activity/payment was July 2002 and now in 2009 I am noticing on my credit reports that Keynote Consulting(collection agency) has taken over the account into Secondary Placement. This new Collection Agency has now [...]
Parker H. asked: If I submitted a dispute with Experian to have a 30-day-late delinquency removed, they investigated it, and it was removed… will they report this to the other two agencies for me? I’ve noticed that Equifax has already removed it, but Transunion hasn’t. Oh, Experian’s investigation ended just today, by the way. Am [...]
Chane Steiner asked: Collection accounts are typically seriously past due accounts that have been assigned to an attorney or collection agency. A collection agency is usually hired after a company has made multiple attempts to collect money that they believe is owed to them. Collection accounts can remain on your credit report for 7 years [...]
Chane Steiner asked: Credit report repair is commonly referred to as the process of disputing negative items in a credit report. Under the Fair Credit Reporting Act, consumers have the right to request an investigation with the credit bureaus for any item on their credit report. The credit bureaus and the original furnisher of the [...]