Marc Sumner asked: In today’s crushing economy, you need credit in order to get just about anything. If you aren’t checking your credit score monthly, you may be missing out on some extremely important information that can make or break your credit portfolio and adversely affect your buying power. Here are three reasons why you [...]
Jimmy Jamm asked: There has been a move by many apartments to vet prospective tenants by running their credit. This practice was not very widespread before and came to become embodied in many complexes policies after the tragic events of September 11, 2001. In those days, having a job for six months or more or [...]
temptedlonging asked: I was recently denied a credit card. The letter they sent had three reporting companies. Under reasons for denial they listed… “Based on the credit report from _____ for *me*, credit bureau information is missing or unavailable” it said this three times – one for each company. What does this mean?Sharon
Joe Rispoli asked: oyer probably saw a copy before hiring you and your landlord likely considered it before accepting you as a tenant. Long distance telephone carriers and cell phone companies even look at it before providing their services. And you’ve never even seen your own credit report? In fact, according to a recent study, [...]
Joe Rispoli asked: Have you ever seen your credit report? Your employer probably saw it before hiring you. The landlord likely considered it before accepting you as a tenant. And long distance telephone carriers even look at it before giving you a long distance line. And youve never even seen your own credit report? If [...]