Chane Steiner asked: A foreclosure can be reported on your credit report for 7 years and should be avoided at all costs. A foreclosure can be devastating to your credit scores. If you have a foreclosure on your record, credit repair should be one of the very first things you look into. A foreclosure can [...]
Mike Clover asked: To get collections removed from a credit report there is a process to follow. There is also a big misconception out there that you can get collections removed that you owe. Yes you can get collections removed but there is seasoning requirement in order to get them removed. In this article we [...]
Liz Roberts asked: When applying for credit or taking out a loan, the first thing that your creditor will do is to check your credit report. Based on your credit report, a lender can either grant you an approval or reject your application. For this reason, everyone is advised to personally check on their credit [...]
gr8tfriend asked: I short sold a home in 2006. The short sale was reported to all three credit bureaus as being ” Settled for less than the full balance, paid as agreed”. However on my Equifax and Experian credit report the account shows “settled for less than the full balance, paid as agreed and lastly [...]
jeepinbucky asked: I have a few items I need to dispute on my credit report. I have read and understand what to do for the most part. the only thing I am not sure on is if I send a letter to the company that I am having trouble with first or just send it [...]