Posts Tagged ‘Fraud’

how do i write a letter to the three credit bureau about my credit report ?

Peaches asked: before I continue I like to say Thanks for Your help. Can the three major credit bureau list the same debt like for instance if the experian list a debt can trans union list the same debt which make you bad. Also if its a charge off can they reopen that account debt. [...]

What do you do if your was Identity stolen?

s5people asked: What should a person do if someone started opening credit cards and paying the minimum balances using your information (name, ss #, DOB, etc.) an d you have a police report and reported it to the credit bureaus BUT one credit card company still is calling you and basically harrassing you for their [...]

Closed credit card – derogatory marks affecting credit score/future credit?

Doug asked: I was in a debt management program for several years. However, the company’s owners skipped town and thus payments were not made to creditors on time, etc…One Chase card reported three consecutive late payments in a row on my account and now this is having a HORRIBLE affect on my credit report. I’ve [...]

I fixed the wrong billing part — now how do I fix my credit report?

Fia asked: To my shock, I received an overdue bill of $300+ for the activation and cancellation of an AT&T cellphone line. It was impossible that this account was under my name since I already had an existing account with the company and had never opened a second account. My first thought was fraud, but [...]