three bureau credit report

Cathy Taylor asked: The Fair Credit Reporting Act (FCRA) and the recent update to this law called the Fair and Accurate Credit Transactions Act (FACTA) protect consumers against inaccurate information being reported by credit bureaus and the privacy of that information. What does this mean to you?When you make purchases on a credit card, make [...]

Sophie Wilson asked: Do you know before offering loans, lenders always check your yearly credit report? This report gives an overview of your financial standing in the market. So, it is advisable to scan your free yearly credit report before applying for loans.There are three major credit reporting agencies that formulate credit report that are [...]