Waller Jamison asked: Maintaining a good credit score isn’t easy at the best of times, but if you have worked hard to improve your credit and achieved a decent score, you wan to keep it that way. However, your credit score changes every time you take out a loan or are late with your payments [...]
Laura asked: Going through my credit report I found an old utility bill from 3 years ago that was never paid. I originally sent in letters to all three bureaus disputing the bill (I know, I know, I owed it) and when it came back as a confirmed bill it actually lowered my credit score [...]
John Mcfadden asked: Your credit history report is one of the key ingredients that many companies take into account when deciding whether to offer you any type of credit. By not knowing what is on your report, you are basically flying blind when it comes to dealing with these companies.A consumer’s credit history will take [...]
lela1026 asked: If I cannot recive anything on credit. Even though I pay my bills on time my utility company does not report to the credit bureau, nor does my current landlord. I was thinking to but a mobile home and sell it to add homewonership. I have a student loan that has never been [...]
Avery G asked: I am seeking to improve my credit score. In addition to paying up past due and collection accounts, I have opened and have been paying, secured and unsecured credit cards accounts and a new car loan for over a year. All is heading in the right direction. When checking my recent credit [...]