Ashley asked: I am in the process of buying a house and previously I had two debts on my credit report – that was it. So I basically had no credit. I paid one the other day and I called to pay the other and they said I paid it in 2005, but for some [...]
Ronnica Rothe asked: Having a bad credit report can affect your current interest rates and your ability to apply for further credit or loans. It is a good idea to know what your credit report contains, as this is what potential lenders see when they consider you as a candidate for a loan whether it [...]
Jay Delgado asked: Credit agencies are managed and ran by humans, and from time to time, humans have been known to make mistakes. This leaves the door wide open for there to be mistakes on your credit report. I am not saying there is, I am just saying there could be. In order to protect [...]
dryann93 asked: Thank you all for your great advice,especially you Emmitt. So I called the number the credit union guy gave me and it’s the credit union number,so he works for them. Does this make the situation any better since he’s not an outside company? I left him a message sounding very “stearn” and intelligent [...]
Turkey Choke asked: I have some information from a apartment on my credit report, that is causing a low rating. It’s like 1,500 dollars worth of unpaid debt. I was told to write (hand write) letters to the credit bureau contesting the information, and send it certified mail so someone is actually recieveing it. Can [...]