Posts Tagged ‘Major Credit Bureaus’

Keep Your Credit History Clean – Remove A Negative Credit Record From Credit Report

Jeffrey Broobin asked: The three major credit bureaus, Experian, Equifax and Trans Union are similar and feature a “Credit Score”, which is created from credit report data submitted to them about you.But very often your credit report includes inaccurate, wrong or incomplete information (credit records).In this situation you have to prepare and send letters to [...]

Check Your Credit Regularly to Avoid a Credit Bureau Dispute

Waller Jamison asked: Maintaining a good credit score isn’t easy at the best of times, but if you have worked hard to improve your credit and achieved a decent score, you wan to keep it that way. However, your credit score changes every time you take out a loan or are late with your payments [...]

Do Prepaid Cards Report to Credit Bureaus?

David M. Pratt asked: Are you looking for a prepaid card that reports to a credit bureau? The short answer is that most prepid cards do not help you improve your credit. That’s because prepaid cards are not credit cards, and thus they do not extend credit to you. No credit, no credit bureau tie [...]

New 2010 FICO Credit Score Changes

Hector Milla asked: Every individual is entitled to one free credit report every year from each of the three major credit bureaus Experian, Equifax, and TransUnion. The companies have long opened their doors in support of individuals wanting to keep track of what is happening in their own financial world. Any individuals report will contain [...]

Why isn’t collection accounts on my credit report?

qdeezy asked: I have about three past accounts that are in collections. I am trying to take care of all of them but two of them (a cell phone thats in collections and an old bank account) are not on my credit reports! I know that the banking industry has ChexSystem that they report to [...]