Posts Tagged ‘Mortgage’

Why did two of the “Big 3” credit bureaus ask me questions like these when I requested a free credit report?

bullet_to_the_brain asked: “Our records indicate that you may have taken out a mortgage in November 2005. What were the monthly payments on this mortgage? A.$2000-2250 B.$2251-2500 C.$2501-2750 D.$2751-3000 E.NONE OF THE ABOVE” As I am still fairly young, I have never taken out a mortgage in my life, so why would two of the big [...]

Protecting Your Credit Scores During and After Divorce

Jackie Beem asked: It is not uncommon for a man and wife to sign jointly for debt while they are married.

Which Credit Bureau Should I Use To Check My Credit Report?

Beth Pardue asked: There are three main credit bureaus in the United States; Equifax, Experian and Trans Union. Each bureau collects your personal and financial information which is then sold to lenders such as banks, credit unions, credit card companies, mortgage and auto loan lenders. Your credit report is the product of this collected information. [...]

Three credit bureaus won’t allow me to view my credit report?

Michael S asked: I just turned 18 and I tried to open a checking account with HSBC. However, to verify my identity they asked me a particularly odd question,about a mortgage taken out in April 2008. They asked me to name the account provider and amount paid. I became curious,and decided to perform a credit [...]

Three credit bureaus won’t allow me to view my credit report?

Michael S asked: I just turned 18 and I tried to open a checking account with HSBC. However, to verify my identity they asked me a particularly odd question,about a mortgage taken out in April 2008. They asked me to name the account provider and amount paid. I became curious,and decided to perform a credit [...]