three bureau credit report

Beth Pardue asked: There are three main credit bureaus in the United States; Equifax, Experian and Trans Union. Each bureau collects your personal and financial information which is then sold to lenders such as banks, credit unions, credit card companies, mortgage and auto loan lenders. Your credit report is the product of this collected information. [...]

Luvinmylife2 asked: I visited a local bank who deals with lenders all over the US. The loan officer assured me that I did not have a credit score. I have three accounts, and all three have been accurately reported to all three credit bureaus. Two of three accounts have been paid in full: 1) a [...]