Kimberly B asked: I have heard this often. That you can send registered letters denying the debts one by one to the three credit reporting bureaus and if they didn’t provide proof of the debts within 30 days or something that they had to remove the debts. Everything except judgements. Is this true? If so, [...]
Ashley asked: I am in the process of buying a house and previously I had two debts on my credit report – that was it. So I basically had no credit. I paid one the other day and I called to pay the other and they said I paid it in 2005, but for some [...]
Tony G asked: I have just recieved my free annual credit report from all three credit bureau’s, and i see alot of things that i do not recall ever getting… how can i fight these claims to get proof that they are mine? i beleave it might be credit card fraud. and links will be [...]
ninfragile19 asked: Lately, I have been receiving numerous phone calls to my cell phone on a daily basis from (800) 240-1195. Doing a reverse lookup, I discovered that the number belongs to CBCS, a nation-wide collection agency. Recently, they have started leaving generic voicemails stating that they’re trying to collect a debt and to give [...]
n10selady75 asked: For Nov and Dec 2006 only half payments were made each time. I don’t remember making half payments twice and can only find the bank transaction for two half payments to the lender. Both paid in the months due but reported to the credit bureaus as late payments by 30 days at least [...]