Richard H Hughes asked: The US government is compelled to provide every citizen with a free copy of their credit report every year. This is one of the various ways of receiving your free 3 credit bureau reports. This way you can monitor your financial situation and at the same time weed out any errors [...]
Jeremiah Perez asked: Experian – TransUnion – EquifaxThere are 3 major private, for profit Credit Reporting Agencies (CRA’s) also known as Credit Bureaus who gather information about consumer credit and their usage. The three major credit agencies are Equifax, Experian, and TransUnion. They accumulate all consumer financial transactions and inquires from all possible sources. The [...]
Bob Pering asked: Deleting bad credit items on your credit report is definitely a worthwhile pursuit. It is possible to improve your credit scores anywhere from 100 to 200 points or more, by removing derogatory information from your credit reports.The first step is to review your reports so you know where the problems are. Start [...]