Posts Tagged ‘Risk’

What’s the difference between the Equifax Risk Score and the FICO score?

Question by DJC: What’s the difference between the Equifax Risk Score and the FICO score?I just got my credit report from Equifax. Is that number the like, similar, or completely different from the FICO score. All I know about this is that Equifax goes from 280-850 and FICO goes from 300-850.Best answer: Answer by skrit’s [...]

Disputing A Credit Report – Credit Bureau Dispute Letter

Samantha Monroe asked: People who are keen on maintaining high credit score know the importance of a credit report. Having a very detailed credit report is the first step towards ensuring your credit score remains high.Getting a detailed report from any of the bureaus may cost you some money. If you are really serious about [...]

Credit Cards For People With Bad Credit

Joseph Kenny asked: When it comes to having bad credit ratings, or at least less than good credit ratings, it sure can make things a little tough financially to be able to do what you want. Many people today start getting into bad credit partly because of credit cards simply by taking full advantage of [...]

The High Cost of a Bad Check

Morgan Hamilton asked: Writing a bad check can really be a tough predicament. It can happen to anyone, even those who that make an effort of taking care of their money. Poor budgeting and impulsive thinking are the most common root of this financial problem. If you happen to blunder into this situation, acting quickly [...]

How Well Do Your Understand Your Credit Report?

Donald Saunders asked: You probably know all too well that the information which is contained in your personal credit report is used by the loan and credit card companies when determining whether to extend credit to you, but do you know exactly what information your personal credit report contains? For example, did you know that [...]