Stephen Chua asked: Your credit report contains vital information that affects your credit score. Every time you take up a loan or apply for credit, your lenders will access your credits report to see if you qualify for the it. Thus it is imperative that you constantly monitor your credit report to make sure it [...]
Michael S asked: I just turned 18 and I tried to open a checking account with HSBC. However, to verify my identity they asked me a particularly odd question,about a mortgage taken out in April 2008. They asked me to name the account provider and amount paid. I became curious,and decided to perform a credit [...]
David Faulkner asked: What role does your credit report play in your life? In case you apply for some sort of a loan, how do you think the lender would judge you? The lender simply checks your credit report which reflects all your credit history along with your credit score. Things do not just end [...]
John Mcfadden asked: You might not realize but finding out the best way to read your credit report can actually save you a lot of time and money – it’s not even that hard to get started, but there are some basics that you need to get your head around all the numbers, abbreviations and [...]
briennagrace asked: I am 18, and I do not own a credit card. I got my social security card and bank card stolen. I already got a new bank card and stopped the other one, but as far as my social security…that’s irreplaceable. I tried to get a credit report from freecreditreport.com, but you need [...]