The Great Gate asked: I live in Michigan and am 23. I recently applied last month and was denied. I have never had a credit card or anything. It turns out I had an unpaid traffic ticket in Windsor, Canada that I actually paid (but it was a couple months late). They reported me to [...]
Bodhi Surfer asked: I was in the middle of buying a new car and was told that I have a freeze on my credit, as if I am trying to protect identity. I have never authorized any of the three credit bureau’s to do so and when I called the two that the dealership checked [...]
asked: I have 4-5 accounts that were paid after it had gone to collections. They show on my credit report as paid but listed under potentially negative accounts. I was thinking of writing a letter to all three credit bureau’s asking them to remove these items completely. Do you think it will work?Dorothy
K.M. Aguglia asked: Contrary to popular belief, there are no shortcuts to raising your credit score. But there are ways to insure that you are raising it in the fastest manner possible. Read on!1. Order your credit report from all three credit bureau’s (Experian, Equifax, and TransUnion). The reason for getting all three is that [...]
Duwayne Mcclendon asked: When you are repairing you want to make sure all information is correct and there are no duplicate items on your credit report. I had noticed an old HSBC Tax Advance showing on my report twice, one was listed as being current with a $0 balance and the other had a balance [...]