Tina L Douglas asked: There are a lot of reasons why your credit rating will be very low. There could be errors on your credit report or you have been a victim of identity theft. For whatever reason, it is important that you monitor your credit score so that you will not be shocked and [...]
Hector Milla asked: Most of your needs with a credit bureau can be done over the internet with their websites. However, if a problem arises with your report or certain information is not accepted by the site, you will need to make a phone call. It is a good idea to be able to find [...]
David K asked: I think the credit bureaus are nothing but a racket! They are so frustrating to work with. It’s like being guilty and you have to prove your innocence! After a struggle of many you are now entitled to one free credit report a year which is dandy unless you are trying to [...]
Gerald Washam asked: Understand Your CreditTrying to understand how credit works can be frustrating. Most people do not even know where to begin when trying to identify their personal credit rating. There are three major credit bureaus that report your credit status. These three credit bureaus are Equifax, Experian and TransUnion. All three also keep [...]
oOPersephoneOo asked: I have an old debt account from an original creditor that went into delinquency in 2002. My date of last activity/payment was July 2002 and now in 2009 I am noticing on my credit reports that Keynote Consulting(collection agency) has taken over the account into Secondary Placement. This new Collection Agency has now [...]