Posts Tagged ‘Three Credit Reporting Agencies’

Why did two of the “Big 3” credit bureaus ask me questions like these when I requested a free credit report?

bullet_to_the_brain asked: “Our records indicate that you may have taken out a mortgage in November 2005. What were the monthly payments on this mortgage? A.$2000-2250 B.$2251-2500 C.$2501-2750 D.$2751-3000 E.NONE OF THE ABOVE” As I am still fairly young, I have never taken out a mortgage in my life, so why would two of the big [...]

How To Prevent Errors on Your Credit Report

Liz Roberts asked: Whenever somebody applies for credit or financing, his or her credit report will be pulled electronically from any of the three major consumer reporting agencies (CRA). These CRAs are Experian, Trans Union, or Equifax – companies that are responsible for maintaining correct and up-to-date credit information around the country. Everyone is probably [...]

General Legal Contract between business and client. Do I have everything covered? Legally, that is? Thank you?

purecreditsolutions asked: AGREEMENT This Agreement is entered into on this _____ day of ________ 2009, by and between Pure Credit Solutions, a Limited Liability Company, and ___________, hereinafter. In consideration of the mutual promises set forth hereunder, the sufficiency of which is hereby acknowledged, Pure Credit Solutions, LLC. and client ________________ shall agree to the [...]