Posts Tagged ‘Validation’

5 Credit Bureau Repair Tips

Aubrey Clark asked: The epidemic of home foreclosures, higher gas and food prices have stretchered the average consumers budget to the max. According to Trans Union and Equifax, national credit scores are steadily dropping at a higher rate than they have seen in the last decade. As a result of the lower credit scores large [...]

What legal action do I have against a debt collector who refuses to validate a debt?

Grand Master B asked: I have been trying to clean up my credit and I have had a lot of luck doing so. Most of the debts have been deleted from my credit report except for a few. But one debt collector has been particularly difficult. Asset acceptance says I owe over a thousand dollars [...]

What legal action do I have against a debt collector who refuses to validate a debt?

Grand Master B asked: I have been trying to clean up my credit and I have had a lot of luck doing so. Most of the debts have been deleted from my credit report except for a few. But one debt collector has been particularly difficult. Asset acceptance says I owe over a thousand dollars [...]

if something on you credit is removed what bureaus update?

ca asked: so i filed a letter of validation to a debt collector because the debt wasn’t mine and a month later i got a letter from Experian saying the outcome of the dispute (DELETED) meaning the debt was verified to not be mine but do all my credit scores update because it showed on [...]

Question for Bbdancer, CatDad, Echo, Spiffiman or knowledgeable contributors?

Ashley asked: I am 20 years old, and pulled my credit report about 3 months ago. I found three collection accounts on my credit report. I first disputed the accounts with the credit bureaus, who all verified the accounts. These accounts are not mine, I know they are not mine, for a business in a [...]