Grand Master B asked: I have been trying to clean up my credit and I have had a lot of luck doing so. Most of the debts have been deleted from my credit report except for a few. But one debt collector has been particularly difficult. Asset acceptance says I owe over a thousand dollars [...]
Ashley asked: I am 20 years old, and pulled my credit report about 3 months ago. I found three collection accounts on my credit report. I first disputed the accounts with the credit bureaus, who all verified the accounts. These accounts are not mine, I know they are not mine, for a business in a [...]
Ashley asked: I am 20 years old, and pulled my credit report about 3 months ago. I found three collection accounts on my credit report. I first disputed the accounts with the credit bureaus, who all verified the accounts. These accounts are not mine, I know they are not mine, for a business in a [...]
John Cooper asked: To remove negative marks on your credit report you must dispute the credit bureaus. You have two methods to do this.1. Create a dispute letterThis method requires you to create a dispute letter. In this letter you identify the negative mark you want removed and provide a reason why that mark is [...]
ailat21 asked: My husband’s credit report states he owes a creditor $300. We’ve disputed the debt three times via Transunion, Eq and Ex. All three were validated. We’ve sent three certified letters requesting validation, and one requesting a payment address, etc. We have also called over 50 times and left numerous messages, which aren’t returned. [...]